Reverse Mortgage Rancho Bernardo

Rancho Bernardo Reverse Mortgages


Accurate Reverse Mortgage is a local reverse mortgage company in San Diego. 

Our goal is to deliver a personalized reverse mortgage experience in Rancho Bernardo, San Diego and to all of California.


Unlocking Home Value Amidst Surging Prices:

Reverse Mortgages as a Solution in Rancho Bernardo


Over the past decade, homeowners in Rancho Bernardo and most of California have witnessed significant appreciation in home values as an ongoing trend. Many older homeowners who've held onto their properties for an extended period now find themselves with substantial equity. Given todays inflationary pressures, a growing number of individuals are turning their attention to reverse mortgages as a means to unlock a portion of their home's wealth in Rancho Bernardo. If you're searching for an experienced specialist to help you navigate taking a look into a reverse mortgage, you have come to the right place. We are located right here locally in the San Diego area and invite you to call and have a valuable conversation about your options with home equity.  We can even come out to your home to meet with you face to face or visit us as our office.


Your Local Rancho Bernardo Reverse Mortgage Specialist

Call Today and Let's Have a Conversation About Options Using Home Equity:  (619) 294-9820

Serving all of California

Rancho Bernardo Reverse Mortgage Logo and Aerial Shot

About Rancho Bernardo San Diego California


Rancho Bernardo is a neighborhood community in San Diego California. Located in northern San Diego County, Rancho Bernardo is a peaceful community known for its beautiful surroundings and relaxed atmosphere. With rolling hills and great weather, it offers a suburban escape while still being close to San Diego's city life. Rancho Bernardo has lots of golf courses, parks, and things to do, making it great for outdoor lovers. You'll find local art, theater, and events that bring the community together, along with cozy restaurants and shops. With its natural beauty and modern comforts, Rancho Bernardo is a perfect example of Southern California living.

Five popular things to see in Rancho Bernardo:

  1. Bernardo Winery: Established in 1889, the Bernardo Winery is a historic and charming destination. It features vineyards, a tasting room, boutique shops, and galleries. Visitors can enjoy wine tastings, art exhibitions, and cultural events.
  2. Lake Hodges: This reservoir offers a tranquil setting for outdoor enthusiasts. Visitors can hike, bike, or simply take a leisurely stroll along the lake's trails while enjoying the scenic beauty and wildlife.
  3. RB Inn Golf Course: For golf enthusiast, the Rancho Bernardo Inn Golf Course provides a stunning backdrop with its lush greens and challenging course. Even if you're not a golfer, the well-maintained surroundings are wonderful to see.
  4. Old Poway Park: Just a short drive from Rancho Bernardo, Old Poway Park features a historic steam train, antique shops, and a farmers' market on Saturdays. It's a charming spot to experience a slice of local history.
  5. Webb Lake Park: This park offers a serene escape with a lake, walking trails, and picnic areas. It's an ideal place for families, nature lovers, and anyone seeking a peaceful outdoor retreat in the heart of Rancho Bernardo.

Rancho Bernardo and Reverse Mortgages:

If you're an older homeowner in Rancho Bernardo, there's a special loan product which might allow you to tap into a portion of your home's value using a reverse mortgage. This is a kind of loan is specifically designed for seniors who want to use a part of their home's wealth while still living in it.  Todays real estate values in Rancho Bernardo and all of California set the stage for many older homeowners to supplement their retirement lifestyle by utilizing a reverse mortgage.  If you are in Rancho Bernardo or anywhere in California, you can learn about how reverse mortgages work and decide what's best for your future. John Correll at Accurate Reverse Mortgage is a true specialist in reverse mortgages and holds the designation of CRMP - Certified Reverse Mortgage Professional.   John is available to meet you at your home in Rancho Bernardo or anywhere in Southern California. If you want to know more about reverse mortgages or get started today, feel free to call us at (619) 294-9820 or (888) 603-1550.



Reverse Mortgage Loan Options in Rancho Bernardo and California

Whether you're an older homeowner in Rancho Bernardo or anywhere else in California, there are several exciting reverse mortgage loan choices to consider. Accurate Reverse Mortgage Corp. operates as a Reverse Mortgage Company with corporate headquarters based in San Diego County. Our licensed services extend to serve the reverse mortgage needs of all of California. We invite you to take a look at these pages to discover for yourself the diverse reverse mortgage loan programs we provide.

Home Equity Conversion Mortgage (HECM) - Reverse Mortgage in Rancho Bernardo and California

Discover the most popular and widely utilized reverse mortgage option. Delve into this page to get insights into HECM - Home Equity Conversion Mortgage.

Dynamic and Flexible Reverse Mortgage Line of Credit in Rancho Bernardo and California

If the borrower does not need with to draw funds immediately at the time of loan closing,  there is the option of a line of credit. Find out more about this versatile way to receive funds as needed in the future, while ensuring a lower initial loan balance.

Buying a Home With a Reverse Mortgage: Discover Reverse For Purchase in Rancho Bernardo and California

Reverse for purchase allows seniors to purchase a new residence through a reverse mortgage, giving them the chance to relocate, downsize, or find a more suitable living space while leveraging their home equity.

Unlock Substantially More Equity: Discover the Jumbo Reverse Mortgage Loan Choice in Rancho Bernardo and California

In California, including Rancho Bernardo, many homes hold higher values which surpass HUD's lending cap for the FHA-insured HECM reverse mortgage. Here, we delve into the Jumbo Reverse Mortgage - with loans up to $4 million.

These reverse mortgage loan products and options mentioned above are accessible throughout the entire state of California.

Eight Popular Trends in Reverse Mortgages to Consider in Rancho Bernardo and California

  1. Aging in Place: More seniors are choosing reverse mortgages to age comfortably in their own homes while accessing their home's equity.

  2. Financial Flexibility: Borrowers are utilizing reverse mortgages to supplement retirement income, cover healthcare expenses, or manage unexpected costs.

  3. Jumbo Reverse Mortgages: With increased home values in California, jumbo reverse mortgages are becoming more popular as they offer high loan amounts and can maximize the benefits of a reverse mortgage on a higher-valued home.

  4. Educational Resources: Homeowners are increasingly seeking educational materials and professional advice to make informed decisions about reverse mortgages.  We can encourage coordination conversations with your financial advisor, CPA or other trusted family member.

  5. Spousal Protections: Changes in regulations have expanded protections for non-borrowing spouses, providing them a path to remain in the home after the borrowing spouse passes away.

  6. Hybrid Products: Some borrowers are opting for hybrid reverse mortgage products, which combine elements of lump-sum disbursement and line of credit.

  7. Technology Integration: The application process is becoming more streamlined, with lenders utilizing electronic signatures via services such as docu-sign.  Accurate Reverse Mortgage is fully equipped to accommodate electronic applications which became popular during the C-19 pandemic.

  8. Financial Planning Integration: Reverse mortgages are being integrated into comprehensive retirement financial plans to ensure long-term stability.  Borrower is advised to consult their financial planner when considering a reverse mortgage.


 The best way to get started is have a conversation about your specific goals.

Together we can explore potential ways to unlock your California home equity with a Reverse Mortgage.


(888) 603-1550  -   (619) 294-9820


California Certified Reverse Mortgage Professional John Correll CRMP

Why choose John Correll and Accurate Reverse Mortgage Corp.?

Experience the CRMP Difference

As a Certified Reverse Mortgage Professional (CRMP), I personally have committed myself exclusively to reverse mortgages and delivering an exceptional experience to every client.

San Diego Reverse Mortgage Company

John Correll is proud to serve the San Diego area and all of California. If you are looking to educate yourself on reverse mortgages, I'm here to help explore this dynamic loan choice tailored for older homeowners.

Over 25 Years Mortgage Experience

John Correll, CRMP began his mortgage lending career in 1995 and has a wealth of experience to help explain what can seem to be a complex home equity product in simple and easy to understand terms.

Ready to Learn More?

Request Your Personalized Reverse Mortgage Proposal Today!

John Correll, CRMP
Certified Reverse Mortgage Professional
NMLS #1004396, 2484031

CA Bur of Real Estate - Real Estate Broker #10353015, 02214678

Accurate Reverse Mortgage Corp.

(619) 294-9820
Toll Free (888) 603-1550
4025 Camino Del Rio South
Suite 321
San Diego, CA 92108

View Us On Google Maps


These materials are not from HUD or FHA and not approved by HUD or a government agency. Borrower is responsible for property taxes, homeowner’s insurance and property maintenance plus must continue to occupy home as their primary residence for loan to remain in good standing. Equal Housing Opportunity. Rates, Program, Fees, and Guidelines are subject to change without notice. Restrictions apply. Not a commitment to lend. Not all will qualify. Licensed to conduct business only in California. Accurate Reverse Mortgage Corp. 4025 Camino Del Rio South, Suite 321 San Diego, CA 92108. Licensed CA Bur of Real Estate – Real Estate Broker: Broker #02214678, 01353015. NMLS #2484031, 1004396