Reverse Mortgage Chula Vista

Chula Vista Reverse Mortgage

Chula Vista homeowners have enjoyed incredible home appreciation in recent years.  Chances are if you have been living in your home for a number of years, today you have quite of bit of equity built up in your home.  If you are 55 or older you may have some exciting and flexible choices available with a reverse mortgage.


I invite you to explore this page and educate yourself on creative ways to use home equity in retirement.  A reverse mortgage has worked as an excellent tool for many older homeowners in Chula Vista and all of California.  John Correll has been very successful in Chula Vista assisting homeowners obtain a reverse mortgage on their homes.   Give me a call and together we can take a look at what the reverse mortgage product might be able to do for you. 


- John Correll, CRMP


Chula Vista Reverse Mortgage Logo over rooftops and mountains in Chula Vista CA

Providing Personalized Reverse Mortgage Services in Chula Vista California

Chula Vista is a vibrant city in the south bay area of San Diego County.  Chula Vista is offers a "Mediterranean Climate" as its residents and guests enjoy mild winters and warm summers.  Some of the highlights include the Chula Vista Marina and Bayfront which offer amazing views and a host of recreational activities.  There are a number of parks and outdoor activities including the Otay Valley Regional Park and Sweetwater Marsh National Wildlife Refuge. Chula Vista's downtown area is historic and boasts a number of charming shops and eateries. Located a short drive south of San Diego with access via a number of freeways such as the 805 and 5 and 125.  Chula Vista residents can enjoy access to San Diego's attractions.   Chula Vista offers a perfect blend of urban living and coastal charm.



Offering in-home reverse mortgage appointments in Chula Vista

and all of Southern California


(619) 294-9820


Reimagine Retirement: Explore What a Chula Vista Reverse Mortgage Could Offer


Providing Reverse Mortgages Across the Entire State of California

Reverse Mortgage Loan Programs in Chula Vista

Explore the many exciting home equity loan products that a reverse mortgage can offer.    

Here is a highlight of some of the main reverse mortgage loan programs available. 

Loan Programs Are Available Across the Entire State of California.

Reverse Mortgage Line of Credit in Chula Vista

If the borrower does not need all the funds available with a reverse mortgage today, they can be left in a dynamic line-of-credit which can be drawn as needed over time - similar to a traditional home equity line-of-credit but with some additional exciting features.

HECM Reverse Mortgage Chula Vista

The most popular type of reverse mortgage and the most common is the HECM Reverse Mortgage.  HECM stands for Home Equity Conversion Mortgage and this page explores some of its highlists.

Jumbo Reverse Mortgage Chula Vista

Offering Reverse Mortgage Loan Amounts Up To $4 Million.    Owners of higher valued properties have a dynamic option to access some of the equity in their home but with loan limits that far exceed what a HECM reverse mortgage is able to.

Chula Vista Reverse For Purchase

Are you looking to move and buy a home in Chula Vista or anywhere in California?   Then it may be time to read up on the Reverse For Purchase which is a home buying loan choice to buy a home using a reverse mortgage.

All Reverse Mortgage Loan Options  Are Available Across the Entire Great State of California.

Chula Vista Reverse Mortgage Options

5 Highlights of a Reverse Mortgage


Here is a quick highlight of some of the things a reverse mortgage can offer some older homeowners:


Supplement Retirement Income A reverse mortgage can provide additional funds to help supplement income such as social security or pensions.    


No Monthly Mortgage Payments This is probably the #1 reason older homeowners secure a reverse mortgage.  Once the borrower has the reverse mortgage, the borrower is not required to make monthly mortgage payments. Instead, the loan is typically repaid when the homeowner sells the property, moves out, or passes away. This can help alleviate financial burdens for those on fixed incomes.   NOTE:   borrower(s) must continue to pay ongoing property taxes, homeowners insurance and home maintenance expenses plus continue to occupy the home as their primary residence for the loan to stay in good standing.


Stay in Current Home A reverse mortgage can enable seniors to stay in their home they love and enjoy the benefits of the reverse mortgage. 


Flexible Payment Options Reverse mortgage borrowers have various payout options with a reverse mortgage: lump sum, monthly disbursements, line of credit or a combination of these. 


Non-Recourse Loan: Reverse mortgages are "non-recourse loans"  This provides protection for the borrower and estate.  What this means is neither the borrower nor their heirs are personally liable for the debt.  However, the home itself secures the lien and when repayment is due upon maturity if the loan balance would happen to exceed the current market value of the home at time of sale, neither the borrower or the heirs are liable for the shortfall.   Conversely if the home is worth more than the loan balance at maturity, any remaining equity at time of maturity would belong to the heirs or the borrower when the home is sold and the loan repaid.


 Stay in Your Chula Vista Home and Unlock Its Hidden Value: Request a Reverse Mortgage Consultation.


(888) 603-1550  -   (619) 294-9820


Serving the Reverse Mortgage Needs of Chula Vista

San Diego County and All of California




CRMP Certificate Certified Reverse Mortgage Professional John Correll 2023 - 2024

Ready to Learn More?

Request Your Personalized Reverse Mortgage Proposal Today!

John Correll, CRMP
Certified Reverse Mortgage Professional
NMLS #1004396, 2484031

CA Bur of Real Estate - Real Estate Broker #10353015, 02214678

Accurate Reverse Mortgage Corp.

(619) 294-9820
Toll Free (888) 603-1550
4025 Camino Del Rio South
Suite 321
San Diego, CA 92108

View Us On Google Maps


These materials are not from HUD or FHA and not approved by HUD or a government agency. Borrower is responsible for property taxes, homeowner’s insurance and property maintenance plus must continue to occupy home as their primary residence for loan to remain in good standing. Equal Housing Opportunity. Rates, Program, Fees, and Guidelines are subject to change without notice. Restrictions apply. Not a commitment to lend. Not all will qualify. Licensed to conduct business only in California. Accurate Reverse Mortgage Corp. 4025 Camino Del Rio South, Suite 321 San Diego, CA 92108. Licensed CA Bur of Real Estate – Real Estate Broker: Broker #02214678, 01353015. NMLS #2484031, 1004396